Our advisory is operating at capacity, reflecting the tailored approach we provide. We’ll begin onboarding select new clients again from 10 November 2025.
Financial Road Map
Forget vague advice focusing on generic cookie cut advice. If you want financial freedom using a system that worked with 370+ families, not just a retirement plan, you’re in the right place. Smart, practical steps and real results.
The Financial Road Map is our way we developed with 20 years of experience to know more about you. It’s where we tailor the plan to your goals and aspirations without sacrifice. Designed to help you gain clarity on your current financial situation and explore potential strategies for growth. Just like laying a concrete slab before constructing a house, this session is 90 mins, we’ll dive deep into your personal finances, answering all your key questions and discussing the most effective strategies to optimise your wealth and reduce taxes. Whether you're focused on building a stronger investment portfolio or minimizing tax obligations, this session provides a solid foundation to determine how can you get ready to move forward with a personalised financial plan.
Your outcome:
By the end of this session, you will have:
• Clear answers to your general financial questions.
• A better understanding of potential strategies to reduce taxes and grow your wealth.
• Confidence in taking the next steps towards a more secure financial future.
Foundation Choice
Picture your finances as a house you’re carefully renovating for the long haul. The curb appeal—investments, savings, lifestyle upgrades—often grabs the spotlight, while the quiet structural work stays hidden behind fresh paint. Insurance is that unseen framework: you might not notice it day to day, yet it quietly holds everything steady when life decides to shake the walls.
We begin by mapping the life events that could strain that framework—loss of income, serious illness, or an unexpected accident—and translate them into practical “what if” scenarios. Then we comb through your existing cover, turning dense policy wording into clear, everyday language. By the end of this review, you’ll see precisely where support beams are strong and where they’re missing altogether.
Next, we roam the market to engineer a custom blend of Life, TPD, Trauma, and Income Protection that fits your goals and budget. We negotiate premiums, chase paperwork, and coordinate medicals so you stay focused on what matters—family, career, and the freedom you’re ultimately working toward.
Your investment for this solid groundwork is a one-off $1,400 strategy fee, capped at four hours of professional time. There’s no monthly retainer on this package—just straightforward advice delivered with full transparency.
With the Foundation Choice Plan in place, you gain a calm assurance that the essentials are covered. That quiet confidence becomes the launchpad for bigger ambitions, letting you channel energy into building wealth and shaping a work-optional future—knowing the unseen structure beneath you is sound. And because every dollar counts, we keep the strategy as tax-effective as possible—staying true to our promise to make smart tax decisions to make money and retire earlier.
Advanced Choice Plan
You’ve been steadily building wealth and can finally see the outlines of life after full-time work. Yet the big question lingers: Will my money carry me through the decades ahead? The Advanced Choice Plan turns that anxious “maybe” into a confident “yes” by transforming your retirement visions into a clear, numbers-backed roadmap.
We start with relaxed, open-ended conversations about the lifestyle you picture once you’re free from a nine-to-five schedule—morning coffees by the coast, volunteering on passion projects, long overseas trips with family. Then we run detailed projections on your superannuation balance, personal investments, and expected spending patterns, showing exactly how each decision today reshapes your future income stream.
With that clarity, we fine-tune your contribution strategy, investment mix, and tax position so every dollar works harder. We weave in sophisticated, tax-effective strategies—well-timed contributions, deduction maximisation, and smart withdrawal sequencing—so more of your wealth stays in your pocket and less drifts to the ATO. You’ll see where you can safely accelerate growth and where it pays to be conservative, gaining both security and the freedom to step back from work when you decide—not when the market decides for you.
Implementation is seamless: we liaise with your super fund, accountant, and any lenders, handle all paperwork, and keep you updated in plain English. If rules shift or your goals evolve, we adjust course quickly, so your plan never falls out of tune.
Your investment is a one-off strategy fee of $3,200 - $3900, capped at 9 hours of professional expertise. Above all, the Advanced Choice Plan stays anchored to our guiding principle: make smart tax decisions to make money and retire earlier.
Premier Choice
Imagine stepping onto a panoramic lookout where you can see every corner of your financial landscape—past, present, and future—at once. That sweeping view is what the Premier 360° Choice Plan provides. We start by mapping every piece of your world: investments, loans, your self-managed super fund, property portfolio, and insurance. Then we stitch them into one living picture so you always understand how each decision affects the next.
With that full view in place, we dive into forward-looking modelling. We stress-test “what-if” scenarios—market dips, career shifts, major property purchases, or sudden windfalls—so you can make bold moves knowing the downside. Each projection is served up in everyday language, showing where you’re already strong and where a few strategic tweaks could unlock more freedom or shore up security.
Next comes the fine craftsmanship. We optimise the tax efficiency inside your SMSF, reshape property loans to release equity or slash interest costs, and line up diversified growth assets so your money compounds harder for you. The aim is to keep more of your earnings working in your corner while you build a robust path toward financial freedom.
Implementation is effortless on your end. We coordinate accountants, SMSF administrators, lenders, and brokers, chase every signature, and track each milestone. You simply receive plain-English updates while a professional team steers the project, freeing you to focus on life, work, and the growing possibility of choosing when—or if—you keep working.
Your commitment to this all-embracing strategy is an upfront fee of $4,700- $5,250, capped at fifteen hours of specialist expertise. Every element is engineered to be tax-savvy, reflecting our promise to make smart tax decisions to make money and retire earlier.
Alpha Choice Plan
Picture yourself as the architect of a lasting legacy, sketching not just one home but an entire neighbourhood that can shelter loved ones for decades to come. The Alpha Choice Plan gives you that blueprint. We begin by sitting down, coffee in hand, and mapping every part of your financial world—self-managed super fund, property portfolio, share markets, private investments, even the family trust that quietly safeguards tomorrow’s opportunities.
With the full panorama in view, we fine-tune each moving part so they work in harmony. Company structures and discretionary trusts are shaped to keep more earnings compounding inside your circle, while carefully leveraged property and diversified market positions push growth into overdrive. Every strategy is explained in plain English, so decisions feel exciting, not overwhelming.
Next, we look beyond your own lifetime. We build pathways for intergenerational wealth transfer, making sure your children—or future grandchildren—can step into financial security without stumbling over tax traps or legal hurdles. You’ll see how gifts, loans, and well-timed distributions can help the next generation thrive while still protecting the capital you’ve worked so hard to grow.
Implementation is handled end-to-end. We coordinate accountants, lawyers, SMSF administrators, and lenders, tracking every milestone while you stay focused on life and the freedom that comes from knowing your wealth engine is firing on all cylinders.
Your commitment to this pinnacle of planning is a one-off strategy fee of $8,000 - $ 10,000, plus an ongoing advice fee of $990 per month for unlimited guidance, regular tune-ups, and fast action when opportunity knocks. True to our core promise, every layer of the Alpha Choice Plan helps you make smart tax decisions to make money and retire earlier—turning complexity into calm power and ensuring your legacy stands strong for generations.
Strategic Choice Plan
If the Foundation Plan is the frame of your house, the Strategic Choice Plan is the extension that fills it with light, airflow, and new possibilities. With the essentials secured, we channel that sense of safety into purposeful momentum—turning spare dollars into future opportunities and training debt to work for you, not against you.
We start with an easy, plain-English conversation about where your money flows each month, the assets you already own, and the milestones that spark excitement—paying off the home sooner, buying an investment property, or watching your share portfolio gather real pace. From there, we sketch a clear blueprint that links today’s resources to tomorrow’s dreams, explaining every step without jargon so you always feel firmly in control.
Next, we scour the market for investments suited to your risk comfort and timeline, restructure costly loans, and set up an automated cash-flow system that grows wealth quietly in the background. You won’t wrestle with paperwork or chase bank managers—we handle the forms, secure the rates, and keep you posted in everyday language.
Your commitment to this forward gear is an upfront fee of $2,100-$2,800, covering up to seven hours of professional work.
With the Strategic Choice Plan humming along, you’ll feel both protected and powered—secure enough to breathe easily, yet energised as your money gathers speed toward a work-optional life you’ll choose entirely on your own terms. Every recommendation is filtered through one lens: tax efficiency that helps you make smart tax decisions to make money and retire earlier.